How to Own Your Home Years Sooner & Retire Debt Free: USA Edition

Everyone has their own take on people and their products. I was curious about this subject about 4 months ago. I first came across using your HELOC to pay off your mortgage with another company. I read their book and really liked the idea but they only gave me surface information, because there next step was to get you to sign up with either a diy program for $2,000 or a will help guide you and also show you ways to invest for $4,000. If I was in a better situation at the time. I probably would have teetered on the idea of the signing up, but the thought to look further intrigued me. So I came across Harj Gill's website and really didn't know what to think. The you tube videos from news stations looked pretty good, I took a long time deciding if I should buy the book. I finally opted for the idea of buying an ebook. It took me about a week to read and think it through.This book made the other program look stupid. Harj Gill had 2/3 more information you could put to use, whereas the other company has it hidden so people would want to buy their program to learn more. Harj just said things like it is. Most of it was very clear and understandable.After reading I wrote down questions I had concerning the concept he had explained. On Presidents day I gave him a call. Sure enough he was the one who answered. We had a terrific discussion. He answered my questions very thoroughly, you could tell he was very passionate about his information.I ended up getting the speed equity software and have become very excited to use this. The price was amazing. There is no way I felt pressured into getting it as well. I found Harj to be a very honest fellow. My husband seems pretty intrigued himself. I'll try to update as I go with using the software. Other than that I have been very pleased with the book and feel like if you need something low cost and very thorough this is it.

I'm writing my review for the US version of the book. When it was recommended to me by a very good friend, and he walked me through the basic concept, my first thought was this can't be real. My second thought was one of tremendous relief, and my third thought was all about getting my hands on the book so I could start reading it. I downloaded it to my Kindle and finished it in a day. Harj does a great job of simplifying what could be a very daunting "math problem" - and I'm terrible with math, so I figure if I can get this, anyone can. He takes the time to include great real-life examples and very helpful visual aides for those of you who, like me, are visual learners. He provides great insight and advice for how to begin and what you'll need to be successful. And he tells you if his system isn't for you - how many authors really do that? It takes a high level of integrity to tell someone NOT to follow their advice! And now, having downloaded and walked through the software, I can tell you that the math works! It certainly took everything I was told to believe about mortgages, credit cards and money and turned it all on its ear in a good way. And if paying off my mortgage years sooner wasn't enough, the thing that really sealed the deal for me on this book is Harj's spirit - how he truly wants to empower people, help them take compound interest and turn it to work in their favor, and he does it all with a "servant's heart". His book is the real deal, and I just wish I'd known of this concept years ago. I'm a fan, I'm excited about my debt free future (which is only 6 years and 10 months away!), and I'll be sharing this with all my "mortgage bound" friends. This will be the $25 that changes your life.

5/5 RatingIt really sounds unbelievable but trust me, it's not. The Banks in America want you to be a slave to their system. This book is a major key to financial independence.The major expenses for any adult is 1. Taxes. 2 Rent / Mortgage 3. BillsWith this book, you can really knock out all three if you interpret it correctly. The sad part about the information in this is that it's been around for years. There have been lectures that charge $2-$4K to learn this information. It's very feasible to implement BUT you have to have great credit to really utilize.I won't ruin the read for the people as you should get the book and learn the basic principles.It's a short read that you should really take your time reading. I wish I had this book 20+ years ago.. My financial life would be a LOT different. Do yourself and your financial life for you and your family a favor. Get this book. Learn the principles.

Well, it's hard to start . . . . The multiple conversations that I've had with Speed Equity's Leader, Harj Gill, have been nothing short of awesome! Although I am just getting started and am amazed with the web-based software and amazed with what this System will do for me and my family, the utter genuineness of Harj Gill is beyond measure. The sheer heart felt passion in how he has spent time with me to begin the process has been what I define as the credit card commercial states "priceless". As he has shared his story in his book title "How to Own Your Own Home Years Sooner & Retire Debt Free!" and with me personally from the beginning of this tool's birth and how it has changed individual's lives is remarkable to me. I love his quote that he wants the reader of his book to be a "skeptic" but not a "cynic". The most comical statement that he has shared with me on the history of this System is that it once actually was a software program on a floppy disk which dates it back to the timeframe of it origination - "now that's funny"! To you Harj I speak directly, thank you so much from my heart for being a true and genuine person - May God Bless!

Don't follow the path of many wanders.....This book is the real deal! The only item keeping me from retirement is my mortgage. As I became interested in researching "how to pay my mortgage quickly" how does saving 7 years 6 months off my existing mortgage, Total Interest Saved : $28,999.07 sound. It sounds great to me! It cut my 15 year mortgage in half the time by providing the tools to laser focus my finances. I am now 2 years and 4 months away of meeting my target. The book strategically walks you through the process on how to plan and execute paying your mortgage or any other financial challenges you may have. My background is a career officer in the military with over 28 years in the financial community. I understand objectives, discipline and financial analysis. Mr. Gill's passion and understanding of managing resources is outstanding. Don't go to imitators, and there are plenty of them out there. Speak with the inventor of the software that will guide you like a GPS to the actions that must me taken to achieve your financial objectives. Before I settle on Mr. Gill's book I try others that wanted to charge me up to $5000 dollars. I was skeptical at first, but Mr. Gill thoroughly walked me through the process and now I am convinced my plan will work for a fraction of other programs. If you are seeking a program, it's going to cost you something....but the cost is nominate compared to the possible savings. It really cannot be done without having the right tools and teacher. Mr. Gill is a teacher. Best success Mr.Gill! Thank you..... Jose A.